What Does Guaranteed Car Financing Mean?

Do you need to buy a car? Guaranteed car financing near St. Louis from Weber Chevrolet Co. can help you land a quality model even if your credit is less than stellar. 

Guaranteed car finance, also known as “buy here, pay here” financing, is a part of our dealership. Our expert finance team can help you navigate this aspect of your car-buying journey. Read more with our guide from one of the top guaranteed car finance dealers in Creve Coeur.

How Guaranteed Car Finance Plans Work 

Guaranteed car financing near St. Charles is almost always available at in-house financing dealerships. The reason why guaranteed car finance dealers offer this benefit is because it opens up the possibility of purchasing a car for people with many types of credit histories.

We have a fresh start program that gives you same-day approvals, even with bankruptcy, bad credit, or no credit. It just takes a few minutes to start rebuilding your credit. Our regional St. Louis Credit Pros will assist you every step of the way in picking the car, SUV, or truck that comes with payments that meet your needs.

Unlike traditional financing, a guaranteed car finance plan doesn’t require a credit check. As such, in-house guaranteed car finance dealers use your income to determine what you qualify for. You just need to meet the minimum income requirements if you have a challenging credit situation. 

Why Go With Guaranteed Car Financing Near St. Peters? 

Opting for guaranteed car financing can be a convenient and hassle-free option for someone with bad credit. Get pre-approval for a vehicle and drive off the dealer’s lot the same day. Just meet the requirements, sign the paperwork, and drive home.

Start the guaranteed car financing process with these steps:

• In general, you’ll need a monthly income of $1,500 to $2,000 before taxes as a minimum income. 
• Bring us your recent pay stub.
• Have enough for a down payment (usually around $1,000 or 10% of the car’s selling price). 
• Show us proof of residency, like a utility bill or other piece of mail.
• Have a list of personal references in case we need that information.

Does In-House Financing Help Build Credit?

Yes, it can! Many guaranteed car finance dealers report payments to major credit bureaus. So, if you keep your loan agreements and make payments on time, you could rebuild your credit and be in a better position when you need an auto loan later.

Rely on Weber Chevrolet Co. for Guaranteed Car Financing

Ready to explore guaranteed car finance from Weber Chevrolet Co.? We’re happy to help in any way we can. Contact us or call (314) 325-8860 to talk to our finance team or to schedule a test drive. Check out our used vehicle specials to see what kind of deals you could get on a quality used car, truck, or SUV.